TERMS OF USE: By providing your credit card information, you agree to allow American Collectors to charge your credit card account based on the information provided. You understand that any fees that result from this transaction are your responsibility and cannot be transferred to American Collectors Insurance. Also, American Collectors Insurance cannot be held liable for any losses stemming from identity theft as a result of using our system. PRIVACY POLICY: We respect and are committed to protecting your privacy. We may collect personally identifiable information when you visit our site. We also automatically receive and record information on our server logs from your browser including your IP address, cookie information and the page(s) you visited. We will not sell your personally identifiable information to anyone. SECURITY POLICY: Your payment and personal information is always safe. Our Secure Sockets Layer (SSL) software is the industry standard and among the best software available today for secure commerce transactions. It encrypts all of your personal information, including credit card number, name, and address, so that it cannot be read over the internet.REFUND POLICY: As we do not store credit card information, all refunds are made via check, payable to the named insured on the policy. All refunds are made in accordance with the policy terms outlined in your policy.