Policy Features*

As an American Collectors’ customer, you can be sure that your modified collector vehicle has the best coverage available. Your investment will be well-protected by a policy that has been designed just for street rod & custom car enthusiasts. Features* include:

  • Agreed-Value Coverage – Pays the vehicle’s full-insured value (less any applicable deductible) with no depreciation in the event of a total loss.
  • Deductible Options and Mileage Tiers -  to even further reduce your cost and help you enjoy the freedom of cruising without keeping an eye on the odometer!
  • Inflation Guard – American Collectors will increase your vehicle’s value by 2% every quarter, up to a maximum of 8% per year, at no additional cost.
  • Automatic Coverage for Additions to the Collection – Newly acquired, qualifying vehicles which are added to your collection during the policy term are provided with 30 days of automatic coverage (up to $25,000).
  • Optional Emergency Expense Reimbursement – Provides at minimum a $100 (per disablement) emergency towing reimbursement, $50 roadside assistance, and a $50 emergency lockout benefit.

*Program features and availability vary by state. Please contact American Collectors Insurance for information on program features in your state.

If you have any questions regarding our policy features, please contact us at 1- 800-360-2277, Monday - Friday, 8:30 a.m. to 7:00 p.m. EST or send an email to info@americancollectors.com.