Vehicle Qualifications

Your clients may drive the insured vehicle on a “pleasure only” basis (e.g., pleasure driving, club functions, exhibitions, tours, etc.) up to the mileage tier limit as chosen by the customer. There are no requirements for an insured to be in “attendance” of the vehicle during hobby usage. We cannot accept vehicles that are used for general transportation (e.g., commuting to work/school, running errands, etc.) or as a backup to the family car.

  • Vehicle must be at least 15 years old (at least 25 years old in MA).
  • Must be kept in a fully enclosed, locked garage.
  • A central station security system is required in each garage housing an individual vehicle or collection valued at $150,000+.