Our policies have been designed with the hobbyist in mind, so you know you’re getting the best coverage and services for your client. Just look at these great features your car-loving clients will appreciate!
- Agreed Value Coverage – Pays the vehicle's full insured value in the event of total loss.
- Inflation Guard – Automatically increases vehicle value by 2% each quarter (up to a max of 8%) at no additional cost.
- Zero Deductible – Our reasonable rates include a zero deductible option (available in most states). A variety of other deductible options are available to further reduce the premium.
- Flexible Usage with Freedom Tier – The days of a one-size-fits-all plan are over. Now you can select the mileage plan that works best for your client. Our Freedom Tier allows up to 7,500 miles with some general use.
- Automatic Coverage for Newly Acquired Vehicles – Qualifying vehicles purchased during the policy term are automatically covered for 30 days for values up to $25,000.
- High Value Vehicle Program – We provide coverage for single vehicles valued over $150,000 or collections valued over $250,000. Please contact us to discuss this program.
- $500 Spare Parts – Should damage or loss occur to a classic "spare part," our policy provides up to $500 coverage at no additional cost. Additional coverage is available.
- Towing & Labor for Collectors (TLC) Plan – A comprehensive reimbursement plan which is affordably priced on a policy level. Learn more about TLC emergency services and unique reimbursements designed just for collector car owners; like missing a car show due to an accident or mechanical breakdown.
- Higher Liability Limits and More Deductible Options Available – We provide more cost and coverage options for your clients.
- Hassle-Free Renewals – We do not require a completed application at renewal. Also, renewals and endorsements are billed directly to the client.
- Coverage for Vehicles in Restoration – We protect throught the duration of the restoration. When submitting a quote, select the type of vehicle it will be when completed.
* Coverage varies by state