Qualifications

  • Collection must be stored/displayed at collector's residence.
  • Residence must have acceptable fire protection. If residence is located more than 1000 feet from a fire hydrant, please advise fire protection class as well as the proximity of nearest year-round water source.
  • For collections worth $50,000+ send proof of central station security.
  • Residences with more than 1 loss (non weather-related) within the past 3 years are ineligible for coverage.
  • Collections used for commercial and/or remunerative purposes are ineligible.
  • Maximum value per collection $100,000.
  • The policy term is annual.
  • For any risk that falls outside of these guidelines, please refer to American Collectors Insurance.
  • American Collectors reserves the right to request a complete inventory and/or appraisal of the collection if necessary.