Policy Features

Coverage benefits of the specialty collectibles policy* include:

• Agreed Value Coverage - Qualifying collections are insured for their full collector value, and never depreciate. Coverage also applies to accessories such as model train layouts, and product packaging.
• Broad coverage includes damage caused by accidental breakage, fire, flood, theft, hurricane, earthquake, and more.
• Collector’s Choice Plan - Ideal for collectors who desire additional coverage for damage that occurs:

   

  • During the shipment of newly purchased items
  • While repairing, restoring or retouching an item (up to $2,000)
  • While an item is being handled or worked on (up to $2,000)
  • To property stored or displayed outside the residence for more than 30 days
  •  Due to theft from an unattended vehicle

   

  Coverage also includes Special Occasion Usage of fragile collectibles such as glass, ceramic, crystal, porcelain, stoneware and other fragile collectibles.
  

• Inflation Guard Protection automatically increases items valued over $2,000 by 2% quarterly, up to 8% annually, at no additional cost.

• Automatic coverage for new additions to a collection up to $2,000; simply notify us of new purchases within 30 days.