What to do in the event of an auto accident
1.) Remain Calm. Call emergency personnel right away if there any injuries.
2.) If you smell gas or see fire in or around the vehicle, clear all persons away from the area.
3.) Never move a seriously injured person unless it poses a threat to their lives to leave them in a specific area.
4.) If the accident is minor (no injuries), move all vehicles to a safe location such as the side of the road. Put your hazard lights on and place reflective triangles or flares around the vehicle to alert other motorists of your location.
5.) Exchange only the following information with the other driver: your name, names of any passengers, witnesses, car insurance information, address, and phone number. For your safety, it is best to exchange this information through a police officer. Request the officer’s business card so you can contact him/her for the police report.
6.) Give the police officer your account of the accident, with as many details as you can remember. You should share this information with the officer only, not with the other driver(s).
7.) If you have access to a digital camera or camera phone, it is helpful to take photos of the vehicles at the scene of the accident, showing any damage, regardless of how minor the damage may be.
8.) As soon as you are able, contact American Collectors Insurance to report your claim.