The antique & classic motorcycle program is available in all states except AK, DC, HI, and NY. Note that the program is available for physical damage only in CO, KY, NC and TX.
We will consider single qualifying motorcycles as well as larger collections. The program provides*:
- Agreed Value Coverage - Pays the motorcycle's full-insured value in the event of total loss.
- Inflation Guard - Automatically increases motorcycle's value by 2% each quarter (up to a max. of 8%) at no additional cost.
- Flexible Usage - Our policy does not have an "attendance" requirement for loss settlement. Insured motorcycles may be driven & enjoyed, so long as they are not used for general transportation.
- Automatic Coverage for Newly Acquired Motorcycles - Qualifying bikes purchased during the policy term are automatically covered for 30 days for values up to $25,000.
- $500 Spare Parts - Should damage or loss occur to a classic "spare part," our policy provides up to $500 coverage at no additional cost.
- Hassle-free renewals - We do not require a completed application at renewal. Also, renewals are billed direct.
* Not available in all states