Your clients may enjoy the insured motorcycle on a “pleasure only” basis (e.g., pleasure driving, club functions, exhibitions, tours, etc.) up to the mileage tier limit as selected by the customer. There are no requirements for an insured to be in “attendance” of the motorcycle during hobby usage. We cannot accept motorcycles that are used for general transportation (e.g., commuting to work/school, running errands, etc.) or as a backup to the family car.
- Classic Motorcycles must be at least 15 years old (at least 25 years old in MA).
- Motorcycles must be in good original condition or restored.
- Must be kept in a fully enclosed, locked garage.
- A central station security system is required in each garage housing an individual vehicle or collection valued at $150,000+.