It takes just a few minutes to quote and submit your next risk online! When you submit a risk online, acceptable risks receive instant 20-day binders and the option to print temporary ID cards. You will know instantly if the risk has been bound. Simply send in the signed binder, any state required forms, photos, and the total annual premium within 20 days. It’s that easy!
Submit a Risk
If you prefer to mail your application in with the photos and premium, you can easily find the applications and forms you are looking for on the page below:
Get Forms
If you prefer to mail your next American Collectors risk instead of submitting it electronically, please include:
- Completed application & any supplemental state forms.
- Check, money order, or credit card payment for the total premium. Minimum premium $30. (no minimum premium in VA)
- A recent clear, color, side-view photo of each vehicle. If the vehicle(s) are modified, please send four photos (two exterior; one interior and one engine).
- Please make certain that your client's family cars have at least as much liability coverage per person as is requested from us. This does not apply if the client is rejecting the coverage on our policy.
- If your client's regular vehicles are insured on a Business Auto Policy and our policy is to be issued in AZ, GA, IL, IN, ND, RI, TX, VT or VA, the BAP must have Broad Form D.O.C. - Named Individuals for both BI and UM/UIM.
We cannot insure: Off-road vehicles, jeeps (unless they are military or well-maintained antiques) or vehicles used for racing or timed events. Please do not submit requests for "liability only." Liability is not available as a single coverage.
Remember, you do not have binding authority on risks brokered through American Collectors Insurance. Coverage is bound only after American Collectors has approved the risk.