Policy Features*

American Collectors Insurance is pleased to provide the following benefits for your car-loving clients:

• Agreed Value Coverage - Pays the vehicle's full insured value in the event of total loss.
• Inflation Guard - Automatically increases vehicle value by 2% each quarter (up to a max. of 8%) at no additional cost.
• Zero Deductible - Our reasonable rates include a zero deductible option (available in most states). A variety of other deductible options are available to further reduce the premium.
• Flexible Usage - Our policy does not have an "attendance" requirement for loss settlement. Insured vehicles may be driven & enjoyed, so long as they are not used for general transportation. For applicants who drive their collector vehicles more than 2500 annual miles, a 5000 mile option is available in most states.
• Automatic Coverage for Newly Acquired Vehicles - Qualifying vehicles purchased during the policy term are automatically covered for 30 days for values up to $25,000.
• $500 Spare Parts - Should damage or loss occur to a classic "spare part," our policy provides up to $500 coverage at no additional cost.
• Hassle-free renewals - We do not require a completed application at renewal. Also, renewals and endorsements are billed direct.